HomeMy WebLinkAboutCOMM - Agenda - 8-17-2022RETIREMENT BOARD MEETING Ausust 18, 2022
1. Opening of Meeting.
2. Approval of Minute No. 286 dated February 17, 2022, Approval of Minute No. 287
dated May 19, 2022.
3. Public Comment.
4. Treasurer's Report:
Bank Reconciliations — January 2022, February 2022, March 2022, April 2022, May
2022, and June 2022
5. Requisitions:
Requisitions — May 2022 — July 2022
6. Old Business.
7. New Business:
A. Approval of a request from Raffaele Casale to purchase prior service time dated
December 27, 2004 to March 17, 2006 in the amount of $1,975.75.
B. Presentation: Dave Reichert — Korn Ferry
C. Portfolio Presentation: Lee Martin, Ph.D. — Marquette Associates.
8. Adjournment.
Minute No. 286 February 17, 2022
The quarterly meeting of the Washington County Retirement Board was held at
approximately 3:00 p.m. on Thursday, February 17, 2022, in the public meeting room with the
following members being present: Commissioners Diana Irey Vaughan, Larry Maggi and Nick
Sherman; Treasurer Tom Flickinger. Also present: Finance Director Joshua Hatfield; County
Solicitor Jana Grimm; Chief Clerk Cindy Griffin; Secretary Paula Jansante; Executive Assistant
Marie Trossman; Chief of Staff Michael Namie; and Lee Martin, Ph.D. representing Marquette
Associates. Absent was Controller April Sloane.
Approval of Minutes
Mrs. Vaughan entertained a motion to approve Minute No. 285 dated December 1, 2021. The
motion was moved by Mr. Sherman and seconded by Mr. Maggi,at,the above -mentioned minutes
be approved as written.
No discussion followed.
Roll call vote taken:
-
Mr. Flickinger — yes; Mr. Maggi — yes; Mr. She `yes; Mrs. VaugE es.
Motion passed unanimously.
Public Comment
None.
Treasurer's Report
Mr. Flickinw
Flickinger and seconded b' XSh,,,
statements .
Mrs lin paused to lie laC
�} r
neither more completed
Roll ch ote taken:
Mr. Flicking oyes; Mr
Motion passed imoki
Retirement Allowance Report
for NoVember 2021. It was moved by Mr.
)nciliations of the above -mentioned
January and Mr. Flickinger responded that
— yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Bank Balance as of November 1, 2021
$ 293,491.85
Deposits to Checking Account
-0-
Transfers In
671,704.45
Add: ACH Credit
289,210.23
Less: Cancelled Checks
(289,783.57)
Less: ACH Debits
(862,598.09)
Bank Balance as of November 30, 2021
$ 102,024.87
Less: Outstanding Checks
(68,991.68)
Less: Retirement Check Run
(33,033.19)
Reconciled Balance as of November 30, 2021
$___0__
Requisitions
Mr. Flickinger stated that requisitions for the months of December 2021 and January 2022
totaled $2,374,023.52
It was moved by Mr. Flickinger and seconded by Mr. Sherman that the requisitions be
approved.
No discussion followed.
Roll call vote taken:
Mr. Flickinger — yes; Mr. Maggi — yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Motion passed unanimously.
Distributions
Check
2283
2284
2285
2286
2287
2289
2290
2291
2292
Transfer
Transfer
National Slovak
Ottey-Jones
Ili Stein
is Ashcom
Leeann Howell
t ounty Regular Payroll Escrow Account
on County Cash Disbursement Account
PNC Bank
Washington Co Retirement Account
Amount
1,479.07
600.14
10,795.33
3,112.3
11,000.00
323.93
1,099.35
5886.06
24,13.42
60,176.92
62,727.32
825,234.80
Total December 2022 Distributions 1,057,569.70
January 2022
Check
Payee
2294
Estate of Elizabeth Carol Shawley
2295
Robin Joyce Amos
2296
Michael L Garber
2297
Walter W Garber
2298
William R Garber Jr
2299
Dustin Vandivner _
2300
rho
Joyell Carter
��g_
2301
Kimberly A Fianbk
2302
YWy.}'+'
Stifel As Trustee if I chael Anthony Ier
'gig,
2303
GBU Financial Life as Truf IRA _r = . A Sichi
Co. Retirement Acct
January 2022 Distributions
Old Business
Amount
530.58
21,702.92
21,702.92
21,702.92
21,702.92
56.79
1,761.87
12,047.61
15, 870.11
16,690.97
15,021.85
160,608.65
25,019.26
19,487.90
9.51
123,952.93
838,584.13
1,316,453.82
None.
New Business
Mrs. Vaughan entertained a motion to approve the 2022 Washington County Retirement
Fund budget.
It was moved by Mr. Sherman and seconded by Mr. Maggi that the above -mentioned budget
be approved.
No discussion followed.
Roll call vote taken:
Mr. Flickinger — yes; Mr. Maggi — yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Motion passed unanimously.
Mrs. Vaughn entertained a motion to approve of the purchase of Employee Benefit
Statements from Korn Ferry at a cost of $1.85 per statement for a total approximate cost of $1337.55.
The cost per statement remains unchanged from 2021.
It was moved by Mr. Sherman and seconded by Mr. Maggi that the above -mentioned
purchase be approved.
No discussion followed.
Roll call vote taken:
Mr. Flickinger — yes; Mr. Maggi — yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Motion passed unanimously.
Mrs. Vaughn entertained a motion to approve a
Natalie Mazza to purchase prior
service time dated August 5, 2002 to July 24, 2004 in theme. __ ntof $2,0
It was moved by Mr. Sherman and
No discussion followed.
Roll call vote taken:
Mr. Flickinger — yes; Mr.
Motion passed unanimously.
Portfolio Presentatic
Mr. Martin qui
two new partnep wi
in beg
Washm;County
produced mid�n i
16
to
the current strain
GDP did retreat in t
consumer spending.
No
above -mentioned request
Vaughan — yes.
the new controller, April Sloane, and that
the End of Year report. He stated that
out that four out of the past five years had
gains to help protect the impact on the County ADC in
. Martin went over the market environment and pointed out that
accelerated in the fourth quarter driven by business and
asked Mr. Martin if he's seen that people are really investing in
remodel projects. Mr. Martin responded that in this low -rate environment, there has been significant
amount over recent years assuming the project was not impacted by global supply change. He went
on that business investment is expected to continue through 2022 due to the need to build business
inventory back on anticipation that the world was opening again post pandemic. He stated that the
hope is people will continue to spend because that is what drives our economy and the January
numbers have come out and, even with inflation, people are continuing to spend. Mrs. Vaughn asked
if people are saving less or are they saving at the same rate. Mr. Martin responded that they have
more money saved because of the stimulus provided over the past couple of years.
Mr. Martin noted the problems associated with stressed global supply chains. Trucker strikes in
the US and lockdowns in China are making it more and more difficult to move goods, which
subsequently has catalyzed inflation as demand outstripped supply.
Continuing with the inflation discussion, Mr. Martin addressed the real estate market. He stated
that over the past 18 months there has been a significant shift in leadership within the real estate
market, with more traditional office and retail sectors struggling in the work from home environment
whereas, industrial and apartment segments have really benefitted from the new environment. For
the past year, real estate has gained over 20%. As inflation has risen, the value and income derived
from real estate has moved in line. Mr. Flickinger asks what the impact of the bond and equity
market will be, pointing out that the Federal Government is raising the interest rate and inflation is
still rising. Mr. Martin answers this by saying that downward pressure is on both bonds and equities.
Inflation causes prices to rise which, in turn, lowers company profitability and future earnings which
are headwind for equities, particularly growth stocks. Additionally, the outlook for bonds is not great
as we enter a period of rising rates which are a headwind for price appreciation in the bond market.
Aggregate Bonds are already down four percent this year. The Federal Government plans to have six
or more 25 basis point rate hikes over the next two years, begin March. There has also been
some talk of the Federal Government kicking March off wit - asis point increase in March to
combat inflation — but it seems unlikely. 4`
Finally, Mr. Martin moves on to the global ec He stated in the developed world,
inflation is a problem everywhere. He goes on to that the one exceo is China right now.
Mr. Martin recalls that last year, China really dra: d clown the emerging in because of the
tech regulations and the issues they had within the rea $ to ' ets. He orate s peaking about
� p p g
that over the summer. Mr. Martin goeplain that everyone has started to tighten fiscal
policy, China has gone the opposite way haf d to sti their economy and have lowered
rates. Which is why Chm�lads the 4k marke ar in 2�2: .
Transitioning to s, rtin pom gut lead the way in 2021, up 25
percent. However, so fs year, t growth st nd tech stocks have been pummeled. The good
news is that the aunty has all those s relatively to more defensive value positions.
FNII
Emergin -0�gati �t year opoor performance in China. Moving
forward a -, ds were flat W-_for f uarter. However, in real terms, with inflation so high, fixed
income ret were negative:��olute ,,ns in 2022 are negative. We have, however, benefitted
from high -yield ids, as they ark p over o for the year. Mr. Martin continues by saying that the
real story pertains tb�.linflatiositive assets. TIPS is up 2.4% and public real estate is up 41 %
for the year. Private ma t follow public markets by about 12 to 18 months, which is why
private real estate returns are-- rting to mimic what we saw in public markets last year.
Mr. Martin then reflects on the County's performance. We ended the year at just over $213
million, gaining about $10 million in the fourth quarter. As of now we are down to about $21`08
million. Our high quality equities are really performing well. Defensive equity added about 5% of
over performance last year over its benchmark because people were buying stock options as
insurance. The County put private equity and private credit in at the right time last year, as equities
are going down, therefore we expect to see private equity and credit to increase outperform their
traditional counterparts.
Over five years, which is the most important benchmark, is the assumed rate of return, which is
6.5%. During this time period, we have handedly out performed that — posting a return of 10.2%.
Four out of our last five years, we have had a high double digit percentage return. We have a lot of
gains which could come in handy because we expect a few tough years ahead, likely beginning this
year.
Moving forward, Mr. Martin elaborates on some changes made in the fourth quarter. We
switched out the low volatility manager to MFS, the one that we've seen in OPEB for years. MFS is
Marquette's number one low volatility manager. Also, in the defensive equity, we split it between
Parametric and Neuberger. This should yield more premium in a market sell off. Mr. Martin
summarizes that the diversity in our portfolio has really set us up well for the likely tough upcoming
years.
After some discussion with regard to percentages allocated to private equity and public
equity, Mrs. Vaughan entertained a motion to move an additional 2% of public equity to private
equity. It was moved by Mr. Flickinger to move 2% of public equity to private equity. Mr. Maggi
seconded the motion.
No discussion followed.
Roll call vote taken:
Mr. Flickinger — yes; Mr. Maggi — yes; Mr.
Motion passed unanimously.
After additional discussion, Mrs
income to private credit. It was
credit. Mr. Maggi seconded the
No discussion followed.
Roll call vote taken:
Mr. Flickinger
9.3% for the-_Ll._n
aj
1 % ahead so f
outperformed by an
lag by about 170 basis
& Cox Global Stock, j
Vaughan — yes.
from fixed
% from
Vaughan — yes.
to private
that U.S. equities are up 10.2% relative to
Select, the local large cap defensive manager is over
environment. GW&K Small -Mid Cap Core has
since inception. On the global side, Mr. Martin noted we did
fourth quarter, which was recouped in January. Artisan, Dodge
and MFS Global Low Volatility aided in this. Turning to
the Non-U.S. Equity Composite, we outperformed by about 30 basis points in the quarter and 2% in
January, thanks to Schroder International Multi -Cap Equity Trust. Also, we added two new
managers: one in the emerging markets, Wellington. Additionally, we added Harding Loevner
International to give us some small cap exposure overseas. Moving to the Defensive Equity
Composite, we are up about 5.9%, about 40 above the base portfolio. The Real Estate Composite
brought in 22.0% last year. Since April of last year, TA Realty Core Fund returned 27% which is
10% above the index. Mr. Martin also noted that Timberland/Farmland returned 7%, and
Infrastructure had a great year bringing in 6% for the year. He noted that Private Credit Composite
delivered 2.4% since inception. Also, Private Equity was up 4.3% for the fourth quarter. Finally, Mr.
Martin announced that there would be some fee reductions coming up with MFS Global.
The meeting was adjourned at 3:29 p.m.
THE FOREGOING MINUTES SUBMITTED FOR APPROVAL:
2022
ATTEST:
Minute No. 287 May 19, 2022
The quarterly meeting of the Washington County Retirement Board was held at
approximately 3:30 p.m. on Thursday, May 18, 2022, in the public meeting room with the following
members being present: Commissioners Diana Irey Vaughan, Larry Maggi and Nick Sherman;
Treasurer Tom Flickinger; and Controller April Sloane, via phone. Also present: Deputy Controller
Heather Sheatler; Chief Clerk Cindy Griffin; Secretary Paula Jansante; Executive Assistant
Marie Trossman; Chief of Staff Michael Namie; and Lee Martin, Ph.D. representing Marquette
Associates.
Approval of Minutes
Mrs. Vaughan entertained a motion to hold Minute No. 286 dated February 17, 2022, in
abeyance pending corrections. The motion was moved by Mr. Sherman and seconded by Mr. Maggi
Grp.
that the above -mentioned minutes be approved as written
No discussion followed. E—
x
VP
Roll call vote taken:low
__
Ms. Sloane — yes; Mr. Flickinger — yes; Mr. Maggt Mr. Sherm des; Mrs. Vaughan — yes.
Motion passed unanimously. r �Q
Public Comment
None.
Treasurer's Report
Mr. Flickinger
Flickinger and secon
statement.
Roll call vote
Ms Sloanyes,f
Motions d unanim
Bank Roncili
Mr. Sian to
inge �.„gs; Mr.
Bank Balms of De ber 1, 2021
_
Deposits to Che °ount
Transfers In
Add: ACH Credit
Other Credits
Less: Cancelled Checks
Less: Other Debits
Less: ACH Debits
Funds Transfers Out
Bank Balance as of December 31, 2021
Transfers to Mutual Fund
Less: Outstanding Checks
Less: Retirement Check Run
Reconciled Balance as of December 31, 2021
ih or
2021. It was moved by Mr.
of the above -mentioned
Mr. Sherman — yes; Mrs. Vaughan — yes.
$ 102,024.87
4,656.2
1,338,021.18
490,578.00
-0-
(209,104.80)
-0-
(858,480.33)
-0-
$ 867,695.12
-0-
(831,421.97)
(36,273.15)
$---a--
Requisitions
Ms. Sheatler stated that requisitions for the months of February 2022, March 2022, and April
2022 totaled $3,273,579.54.
It was moved by Mrs. Sherman and seconded by Mr. Maggi that the requisitions be approved.
No discussion followed.
Roll call vote taken:
Ms. Sloane — yes; Mr. Flickinger — yes; Mr. Maggi — yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Motion passed unanimously.
Distributions
Check
2308
2309
2310
2311
2312
2313
2314
2315
2316
T
Transfer
February 2022
Payee
Estate of Ralph Ric ha
William =3 Oman Jr
NFS/FMTC IRA F1 —E pse Al
vital k & Trust IRA fo
;�� eld Carson
J" R n III
General Li trustee o ara J
h F V.t'
Jam
Z' Steveri tt
cholas P+ O Charlee Rosini
�titv as trustee wf Charlee Rosini
maw Michael Carso
& Nicho� FBO Charlee Rosini (check date: 11/30/2021)
on County Regular Payroll Escrow Account
shington Co. Cash Disbursement Acct
PNC Bank
Washington Co. Retirement Acct
Total February 2022 Distributions
Amount
170.62
994.10
20,307.76
17,265.47
703.64
5,383.57
33,664.12
36,190.15
6,235.95
4,484.39
1,821.97
11,807.68
-6,306.36
24,494.96
26,906.04
71,792.42
QA0'71A 40
1,105,630.87
Check
2322
2323
2324
2325
2326
2327
2328
2329
2330
2331
Transfer
Transfer
Check
2332
2333
2334
2335
2336
2337
Transfer
Transfer
March 2022
Payee
Robert Greg Fresa
Michael Boyza
Meloney Dennis
Richard Griffith
Myra Jakubek
John W Kibbe
Paul C Rock
Shalee Schnore
Washington County Regular Pay
Washington Co. Case rs
s �
Payee
Edward Grey
Capital Bank Trust Co as a trustee of IRA of Joseph J Joscsak IV
UPMC Savings Plans FBO Claset Klos
Ameriprise Trust Co as trustee if IRA Deborah C Webb
Washington County Regular Payroll Escrow Account
Washington Co. Cash Disbursement Acct
PNC Bank
Washington Co. Retirment Acct
Total April 2022 Distributions
Amount
63.33
242.22
386.48
1,263.04
18,8483.19
2,601.70
99,728.06
2,132.40
24,779.20
58,614.26
76,689.31
847,219.05
1,132,567.24
Amount
3,225.81
9,819.12
3,539.16
78,671.50
23,937.09
6,469.67
59,816.21
849,902.87
1,035,381.43
Old Business
None.
New Business
Mrs. Vaughan entertained a motion to approve a request from Robert Lonick to purchase
prior service time, dated December 17, 1998 to July 20, 1999 and September 7, 2004 to November 8,
2004, in the amount of $2,848.32. The motion was moved by Mr. Sherman and seconded by Mr.
Maggi that the above -mentioned request be approved.
No discussion followed.
Roll call vote taken:
Ms. Sloane — yes; Mr. Flickinger — yes; Mr. Maggi — yes; Mr. Sherman — yes; Mrs. Vaughan — yes.
Motion passed unanimously.
Portfolio Presentation — Lee Martin, Ph.D. — Marquette
Mr. Martin started by pointing out that the financial
quarter. The GDP came in below expectations, down 1.4
inventory buildup did not produce as expected. Th'_
issues. He also mentioned that expectations for - stocks would be
global issues such as Russia and Ukraine relationg��cting Europe,
policy leading supply chain issues in
the Federal Government will need to
quickly can tip the country into recess
Mr. Martin goes on t -mot that
spending due to mflat etailu §;
5
because retailer's have ' to main t
profits are down This is als�e
pointmg sft k `" �;lrts of c k
years, � = rids have bee ersifi
market
came to a head in the first
exports and slowdown in
elation and supply chain
o e to concerns over
well Mina's zero Covid
This is : ` ernina because
. However, inflation rising too
except for the Misery Index.
is has pulled back from
However, this is also
is are rising and, thus, their overall net
in the equity markets. He continued by
a market cycle. However, over the last 5
of said funds are not moving with the
Moving only ally, Mr. Mn reiterated that Europe's confidence has collapsed due to the
Russian/Ukraine w e stated f mainland Europe's dependency on Russian oil and gas has
impacted growth estimate F, more, China's zero covid policy has greatly impacted the global
supply chain issues due to cling huge economy's such as Shang Hai. This is leading to continuous
supply chain issues which has resulted in lifted prices across the world.
Mr. Martin touched developed market, US and internationally, were down approximately 5%
while emerging markets are down roughly 7%. Again, he points to China as a causation, due to
China being 1/3 of emerging markets and about 8.5% of the broad international market.
Switching to bonds, Mr. Martin stated that agricultural bonds are down nearly 6%, giving it the
worst quarter since 1981. He elaborated that, through April, the ag bond core bonds were down
9.5%. However, our fixed income is only down just over 6%. He explained that, as rates go up, the
longer duration bonds become more impacted. This is the reason for the 300-basis point difference.
Transitioning to inflation on sensitive assets. TIPS is down only 3%. This is nearly 3% better
than core bonds. He states that commodities, such as precious metals and energies, are up. He
pointed out that every sector is down, however, energy is up 39% and utilities are up 4%. This is
linked to good infrastructure. Mr. Flickinger asked if the Build Back Better infrastructure investment
has hit the infrastructure. Mr. Martin responded no because infrastructure is a 30-to-50-year
development.
Moving on to the portfolio, Mr. Martin stated that Washington County finished the quarter at
205 million. He pointed out that the portfolio was down about 7 million due to both stocks and bonds
being down. This equates 3.3%, which is better than policy, and ranking Washington County's
defined benefit plan in the top 10% of the US. This is due to portfolio being well diversified. The
smaller funds that are just in stocks and bonds are down more because of the lack of diversified
assets. This is the difference from 2008 when investments lacked diversifying assets.
Touching on real assets, the private equity and private credit added last year, are all positive for
the quarter. Mr. Flickinger asked Mr. Martin to define private credit. Mr. Martin used the example
of bank loans that are not impacted by rising rates. And as they write new loans, the interest rates
rise. In response lending to private companies and equity
stepping in creating private credit.
Mr. Martin spoke about gains over the past five
has yielded double figures creating a 200-basis poini,
on equities: equities and bond prices going up
diversified assets, it produced under the bent
to private investors
out that 4 of the last 5 years
in an
rates are coming
return. The goal would be to reach 6 ° each year. AA
credit addendum voted on previously a and 1%
Moving on, Mr. Martin pointed out di n€
Particularly the defensive siting vol ty risk
is volatility in the ma = e p out the dr
4f This includes real estai ber, fat nd, and i ru
up as well, hel _ to
private e.a; pry
T
big institutions'=`
of return is a little
median as well.
adds
the county' 1 eqt
d. Similarly, finked i
it,as well
that has fueled risk
Due to the more
assumed rate of
private eqt( d private
isff d over the past few years.
m ytel� a good premium when there
lea portfolio which hedges inflation.
ture. When inflation goes up, these assets go
equity bonds. With the recent additions of
he end of March and this will go to 26% this
' 53.5%, Mr. Martin states this is about the median of a
is a little more conservative because the assumed rate
The other assets classes reflect the previously mentioned
Year rankings over tirn ow that the quarter is top decile, top quartile, and above median
going back. The older time periods were periods which were less in favor. There should be a high
ranking going forward due to the portfolio doing well during the downturn.
Washington County is doing better even just on your traditional investments. However, NASDAQ area is
what's being crushed so far this quarter.
Moving to fixed income, the duration is down at 4.1 said the AG is down near 6.8. The 25%
lower duration is why there is a 300-basis point growth in fixed income for the year. This is relative
to core bonds, which most funds use. The is a yield of about 3%. The yields are going up and there is
more yield due to the high yield fund which are up.
Closing with Washington County funds through April. However, due to the length of time it
takes for real estate and private to come out, it is not included for April. The U.S. equity was down
4.6 and benchmark was down 5.3. There was a better outperformance by tilt into value. This is better
than TWIN. TWIN was ahead 270 basis points in April, but, due to the aggressiveness you would
expect on the lag in that environment, they are better protected during selling and that is why there
was not a total elimination last year. Likewise, because GW&K is more of a growth bent, they
lagged that core benchmark for the third quarter but are well ahead for the one year. GW&K were
100 basis points up April. Global equities are at benchmark, however, there is a lack of about bout
20 for the three-month period yet about 30 basis points ahead in April. Headwinds were the growth
time managers like Artisan and the AB Globe Core. The major values were with Dodge & Cox and
the high quality/low volatility manager like MFS. They were only down 2.7 when the broad market
was down 5.4. Non-U.S. Equity Composite was 100 behind for the quarter due to the emerging
markets. Washington County did change from the index to activ�ing the quarter but there is not a
'R,
full quarter return, and it will be included in the next reporter is in line with benchmark and
130 ahead for the year. Defensive equity was in line for t a owever, over the past year it is
9.5 rather than 7.8, as the volatility premiums are q, ygh. In the afitive section, real estate is
up 29%. Washington County left JP Morgan abc year ago. JP Morga s struggling due to large
office and retail allocations. Alternatively, Wash in `County joined Clarion TA. TA only has
one retail and is at 37.5% for the year member and fad lding a 10% r Infrastructure
031,
is slowly increasing. The county used Cam' Steers as a tic equity version on the short term.
They were added in November 2020 an ` ma '' % rather the 14%, in that period. Those
assets have been used to i f- private - elY
m` becaus ides are selling off and the
�p -
private infrastructureive he quartef%-YID nd private credit, public equities
,v
are selling off. Howe v 4 ere is Aiiniediate gain from the private equity. The county is
01
AV
Mmffir
invested in oe ride pri a q�'�ding an me from day one. This is fortunate in this
4
environ flu �1quitie�ng dowh-wi .private credit was positive .6 where fixed
incom&W6 down 4.5% foie tl quarter;;
April alone, . equifyI*s down 77 but the broad market was down 9. Global is
ahead 30. Global uities are doiW8. U.S. is still about 30 behind. There are currently no other
��
alternatives. However,��thin t are selling off are not affecting the county's portfolio as
negatively as expected. Th��i`ve performance is expected in May as well.
The meeting was adjourned at 4:04 p.m.
THE FOREGOING MINUTES SUBMITTED FOR APPROVAL:
, 2022
ATTEST: