HomeMy WebLinkAboutCOMM - Meeting Minutes - 210 - 8-25-2005 - RETIREMENT1213
Yanni Partners — Jim Gnecco, Sr. Consultant
Total portfolio for the quarter had a negative return of .5%. Even though it is a
negative return, it outperformed the target market index of -1.6%. TMI is the return that
we would have gotten if each one of the managers had performed right at benchmark.
As a group, they have outperformed that. They added value relative to the benchmark.
This is shown at the one year return of 6.2% versus the TMI at 5%. At the three year
return, it was slightly ahead and at the five and seven year returns, it is trailing a bit.
The changes the Board have made over recent years have worked. The 6.2% return
does not match the 7.5% return that we are looking for, but it is ahead of the TMI.
Absolute return or relative return is one issue; risk is another issue. We want to be in
the northwest quadrant and that is exactly where we stand. We are to the left of the
TMI which means less risk. On a reward basis, we are positioned well. For the
quarter, we are around the 25th percentile in the universe; the one year period, we are
around 35th percentile; two year period, just above medium; three and four year period,
around the 30th percentile. We are well -positioned relative to other funds. Ark had a
relatively weak quarter, down 4.5% versus the index at -4.1 %. On a one year basis,
they are ahead 2.4% versus 1.2%. On the small cap side, Evergreen had a very good
quarter with a positive return. The benchmark was actually -4% and they had a
positive return. Emerald had previously been a problem last year with negative
returns. It had a negative return again for the quarter at -4.8% but that was well ahead
of benchmark. It is still lagging for the one year period. Looking at Emerald in 1999,
they had a great start. Since then they have done well up until 2004. Mr. King asked
what may have caused this downfall. Mr. Gneccho answered that they were in high
beta stocks and the earnings just did not do well.
The meeting was adjourned at approximately 12:10.
THE FOLLOWING MINUTES SUBMITTED FOR APPROVAL:
2005
ATTEST:
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Minute No. 210
Washington County Retirement Board
Washington, PA August 25, 2005
The quarterly meeting of the Washington County Retirement Board was held at
approximately 11:06 a.m. on Thursday, August 25, 2005 in the Public Meeting Room
with the following members being present: Commissioners Larry Maggi, J. Bracken
Burns, Sr., and Diana L. Irey; Treasurer Francis King; and Controller Mike Namie. Also
present: Director of Finance Roger Metcalfe; Chief Clerk Mary Helicke; Secretary Joyce
Thornburg; Audit Manager Kathy Demarest; Solicitor Mary Lyn Drewitz; Observer -
Reporter representative Barbara Miller; and concerned citizens Abe Nasim, Bob Lusk,
Harry Sabatasse, John Adams, and Phil Ames.
Approval of Minutes
Mr. Burns entertained a motion to approve Minute No. 209 dated May 12, 2005.
Motion was moved by Mr. Maggi and seconded by Mrs. Irey that the above mentioned
minutes be approved as written.
No discussion followed. Those in favor signified by saying aye.
Motion carried unanimously.
Treasurer's Report
Mr. King stated that from April 2005 through July 2005 the bank balance was
reconciled to zero. It was moved by Mr. King and seconded by Mr. Maggi that the
report be approved.
No discussion followed. Those in favor signified by saying aye.
Motion carried unanimously.
Retirement Allowance Report
Bank Balance as of April 1, 2005
Add: Deposits to Checking Account
Add: Transfers from Investment Accounts
Less: Cancelled Checks
Less: Transfers to Investment Account
Less: ACH Debits
Bank Balance as of April 30, 2005
Add: Bank Error
Less:
Outstanding Checks
Less:
Deposit In Transit
Less:
Stale Dated Checks
Less: Retirement Check Run April 30, 2005
Bank Balance as of April 30, 2005
$141,716.74
186,064.90
408,001.91
(141,160.76)
(93,522.79)
($126,719.70)
$374,380.30
655.86
(201,289.87)
(92,542.11)
(100.96)
($81,103.22)
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Bank Balance as of May 1, 2005
$374,380.30
Add:
Deposits to Checking Account
272,278.36
Add:
Transfers from Investment Accounts
333,157.13
Less:
Cancelled Checks
(248,022.27)
Less:
Transfers to Investment Accounts
(275,124.35)
Less:
ACH Debits
($136,033.20)
Bank
Balance as of May 31, 2005
$320,635.97
Less:
Deposit In Transit
(89,581.02)
Less:
Outstanding Checks
(155,622.52)
Less:
Stale Dated Checks
(100.96)
Less:
Retirement Check Run May 31, 2005
($75,331.47)
Reconciled Balance as of May 31, 2005�0-
j Bank Balance as of June 1, 2005
$320,635.97
Add:
Deposits to Checking Account
202,456.65
Add:
Transfers from Investment Accounts
538,786.66
Less:
Cancelled Checks
(216,048.00)
Less:
Transfers to Investment Accounts
(292,037.67)
Less:
ACH Debits
($32,147.07)
Bank
Balance as of June 30, 2005
$521,646.54
Less:
ACH Debit
(118,124.63)
Less:
Outstanding Checks
(324,578.36)
Less:
Stale Dated Checks
(100.96)
Less:
Retirement Check Run June 30, 2005
($78,842.59)
Reconciled Balance as of June 30, 2005
$ 0-
Bank Balance as of July 1, 2005
$521,646.54
Add:
Deposits to Checking Account
374,385.26
Add:
Transfers from Investment Accounts
314,447.22
Less:
Cancelled Checks
(507,202.09)
Less:
Transfers to Investment Accounts
(374,385.26)
Less:
ACH Debits
(34,372.28)
Bank
Balance as of July 31, 2005
$294,519.39
Less:
Deposit In Transit
(120,281.08)
Less:
Outstanding Checks
(98,068.59)
Less:
Stale Dated Checks
(100.96)
Less:
Retirement Check Run July 31, 2005
(76,068.76)
Reconciled Balance as of July 31, 2005�0-
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Requisitions
Mr. Namie stated that requisitions for the months of May, June, July, and August
2005 totaled $1,559,174.75. It was moved by Mr. Namie and seconded by Mrs.
Irey that the requisitions be approved.
No discussion followed. Those in favor signified by saying aye.
Motion carried unanimously.
Mav 2005 Distributions
Check
Payee
Amou"t
2830
Deborah L. Fitch
$43,481.V
2831
Glenn A. Shipley
19,79337
2832
Estate of Carol L. DuJordan
137.Q3
2833
Christie Beth Cross
5,923.0
2834
Jessica L. Dott
481.80
2835
Robert W. Fetty
170,0
2836
Jennifer Gizoni
7,885.$0
2837
Danielle Hustey
4,655.87
2838
Patricia R. McKinney
5,271.04
2839
Billy F. Nichols
3,596.J7
2840
Reta J. Woodruff
4,674.$
2841
PA SCDU Arthur Couts
75.QI0
2842
Washington County Cash Disbursement Account
10,098.11
Transfer
PNC Bank
32,147.g7
Transfer
f
Washington County Retirement Account
194,453.4,8
i
Total May Distributions
$332,849.
June 2006 Distributions
ol
Check
Payee
Amount
2843
Charleroi Federal Savings & Loan as trustee of IRA of Tracie L. Beck
90 $4
2796
First Investors Corp as trustee of IRA of Angela M.
7,386.�l
Bukovinsky
2797
PNC Investments as trustee of IRA of Margo R.
5,995.90
Epstein
i 2798
Dennis L. Gump
87.54
2799
Carla A. Kunsman (fka Carla A. Kotwica)
73.98
2800
Richard P. Whiting (Beneficiary of Karen M. Whiting)
1,605.110
2801
Kelli A. Schell (Beneficiary of Karen M. Whiting)
2,006.111
2802
Veronica G. Furmanek
5,409A
2803
David Gump
620.13
2804
Lois A. Hamberger
1,479.42
2805
Mark J. Sivie
14,335.7la
2806
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PA SCDU Arthur Couts 169-54-0923
75.00
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2807 Washngton County Cash Disbursement Account
Transfer PNC Bank
Transfer Washington County Cash Disbursement Account
Total June Distributions
Check
2809
2810
2811
2812
2813
2814
2815
2816
2817
2818
2819
2820
2821
2822
2823
2824
2825
2826
2827
2828
2829
Transfer
Transfer
Old Business
� None.
July 2005 Distributions
Payee
Toni L. Sabo
Estate of Helen M. Butka
American Express Trust Co. as trustee of IRA of Angela
J. Alampi
Mary D. Hicks
David P. Hunt
Derek S. Johnson
Tera Securities as trustee of IRA of Eric S. Mamula
Brian d. Mechling
Ronald T. Moore, Jr.
Kimberly Ann Norton
PNC Investments as trustee of IRA of Bonnie E. Pattison
Suzanne Coleman Robinson
Elizabeth A. Gonzales
Thomas C. Kennedy
Eric J. Seighman
Michelle E. Sherman
Sheryl K. Thornburg
Brian R. Uniejewski
Jeanna C. Ward
PA SCDU Arthur Couts 169-54-0923
Washington County Cash Disbursement Account
PNC Bank
Washington County Retirement Account
Total July Distributions
2,377.
13,921.
193.015
Amoun
$23,313.3
90.1
73,893.0
El
205.7
4,743.0
2,451.7
4,678.3
2,906.4
2,457.3
197.0
34,824.3
108.5
359.6
6.6
382.0
5,582.9
218.0
63.8
227.8
75.0
40,562.7
18,897.2
New Business
Mr. Burns entertained a motion to ratify an MOU dated June 23, 2005 for
approval of a disability pension request from Cynthia Wilson. Ms. Wilson was
approved to receive a Social Security Disability Pension effective August 2004. Her
County Disability Pension is retroactive to March 9, 2005. Motion was seconded by
Mrs. Irey.
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Roll call vote was taken:
Mr. Namie — Yes; Mr. King — Yes; Mrs. Irey — Yes; Mr. Maggi — Yes; Mr. Burns —
Yes.
Motion carried unanimously.
To Be Noted For The Record
Louis Bailey agreement to purchase non -intervening military service dated s'
10/18/1965 through 10/17/1968 in the amount of $12,128.84.
Automatic Rollover Rule - Discussion
Mr. Namie led the discussion regarding the County's requirements under the new
automatic rollover rule. Per the new rule, the County is required to notify non -vested
individuals who leave the County's employment that they must choose an election for
the balance of their retirement money. It was suggested by the County's actuaries, the
Hay Group, that these individuals be given 30 - 90 days to make such an election. If
they do not, the County must name an IRA provider who in turn would invest the money
until such time as the individual instructs otherwise. The policy concerning the new rule
must be made by the Board by the end of the year. A motion was made by Mr. Maggi
and seconded by Mr. King that Mr. Namie chair a committee consisting of Mr. King and
Mr. Roger Metcalfe to interview potential IRA providers and make a recommendation to
the Board at the next meeting in November.
Roll call vote was taken:
Yes
Mr. Namie — Yes; Mr. King — Yes; Mrs. Irey — Yes; Mr. Maggi — Yes; Mr. Burns —
Motion carried unanimously.
C. S. McKee — Norm Allen
The equity market is behaving better for the quarter but the fixed income market
remains fluid — i.e., rational behavior followed by irrational behavior, one after the other.
In the fixed market for the quarter, we lag behind the Lehman Brothers Bond Index by
31 basis points. This is due to the fact that we are maintaining a shorter duration than
the index. When the bond market does not behave as expected, we are going to trail
the index. For the year-to-date and the one-year trailing period, we are ahead of the
index. On the equity side, we out -produced the Russell 1000 Value Index for the
quarter, year-to-date, and the trailing one-year.
In summary, we have two primary concerns for the year: oil prices and real
estate. We believe that inflation will rise at a much higher rate than has been reported
and will have a large impact on the economy. In real estate, there is a lot of speculation
as shown by the fact that the majority of new mortgages are interest -only. While we are
seeing a marked improvement so far this year, we cannot dismiss these concerns.
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Evergreen Investments — Paul French
We've had a very good year-to-date, 4.13% versus the Russell 2000 at 0.9%. A
lot of what happened on the year-to-date basis has to do with the finance sector of the
portfolio. The Index has about 32% in finance; we are at about 16%. You would be
hard pressed to find any small cap value manager with 32% in finance. We feel that
there is too much speculation in the real estate market to have that much weighting in
finance. We are also avoiding banks. When the yield curve gets narrow like it has, i.e.,
long term rates stay the same but short term rates increase, banks' profit margins
become smaller. Because of the anomalous state of the yield curve, we lost some
ground for the quarter. However, we feel that on an intermediate to long-term basis, our
bet away from financials and towards consumer discretionaries will benefit us.
Yanni Partners — Frank Domeisen
For the quarter and year-to-date, the aggregate portfolio is ahead of the
benchmark. Washington County was also above the median manager in the peer
group. We are over the benchmark slightly for the three year period as well as in the
top half of the universe. All managers, on a risk -adjusted basis, have been at their
benchmark or above. To pull it all together, you out -performed the median with
substantially less risk.
Yanni Partners — Jim Gnecco, Sr. Consultant
In an updated look at the portfolio, for the month of July 2005, all the fixed
income numbers are in the red. Conversely, the equity side shows very positive
numbers. We are also seeing the possibility of the beginning of a trend where growth
is starting to outperform value. We've been through about a five-year period where
value outperformed growth. We may be seeing a reversal of this now. On a final note,
the dollar value of the portfolio increased by about $2.25 million for the month and the
July 31, 2005 value of the fund is $81.2 million.
The meeting was adjourned at approximately 11:45.
THE FOLLOWING MINUTES SUBMITTED FOR APPROVAL:
2005
ATTEST: /jL,'
3 0
Minute No. 211
Washington County Retirement Board
Washington, PA November 10, 2005
The quarterly meeting of the Washington County Retirement Board was held at
approximately 11:07 a.m. on Thursday, November 10, 2005 in the Public Meeting Room
with the following members being present: Commissioners Larry Maggi, J. Bracken
{
Burns, Sr., and Diana L. Irey; Treasurer Francis King; and Controller Mike Namie. Also
present: Director of Finance Roger Metcalfe; Chief Clerk Mary Helicke; Secretary Joyce
Thornburg; Audit Manager Kathy Demarest; Solicitor Lynn DeHaven; and Observer -
Reporter representative Barbara Miller.
Approval of Minutes
Mr. Burns entertained a motion to approve Minute No. 210 dated August 25,
2005. Motion was moved by Mrs. Irey and seconded by Mr. Namie that the above
mentioned minutes be approved as written.
No discussion followed. Those in favor signified by saying aye.
Motion carried unanimously.
Treasurer's Report
Mr. King stated that from August 2005 through September 2005 the bank
balance was reconciled to zero. It was moved by Mr. King and seconded by Mr. Maggi
that the report be approved.
No discussion followed. Those in favor signified by saying aye.
Motion carried unanimously.
Retirement Allowance Report
Bank Balance as of August 1, 2005
$294,519.39
Add:
Deposits to Checking Account
697,092.37
Add:
Transfers from Investment Accounts
373,091.04
Less:
Cancelled Checks
(265,349.18)
Less:
Transfers to Investment Account
(697,092.37)
Less:
ACH Debits
($140,436.73)
Bank
Balance as of August 1, 2005
g
$261,824.52
Less:
Deposit In Transit
(135.93)
Less:
Outstanding Checks
(176,710.71)
Less:
Stale Dated Checks
(100.96)
Less:
Retirement Check Run August 31, 2005
($84,876.92)
Bank
Balance as of August 31, 2005�0-
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