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HomeMy WebLinkAbout2025_02-20_Retirement Board Agenda_Meeting No_297 WASHINGTON COUNTY Penm,lvaoia RETIREMENT BOARD MEETING NO 297 February 20, 2025 1. Opening of Meeting 2. Approval of Minutes No. 296 dated November 7, 2024 3. Public Comment 4. Treasurer's Report: a. Bank Reconciliations-October 2024-December 2024 5. Requisitions: a. Requisitions-October 2024- December 2024 6. Old Business 7. New Business a. Ratification of MOU email dated December 20, 2024, Tyler Pape's request to purchase part time service to vest for retirement. b. Request for approval of disability pension for Tracy West. Ms.West has been approved to receive Social Security disability pension dated July 2024. c. Note for the record, Christopher Bioni to purchase prior service time, 11/28/16 through 6/11/21 in the amount of 21,700.10. d. Lee Martin presentation from Marquette Associates. 8. Adjournment Retirement Board Minute No. 296 Washington,Pa. November 7, 2025 The quarterly meeting of the Washington County Retirement Board was held in Public Meeting Room G-16, Crossroads Center, 95 W. Beau St.,Washington,PA,with the following members being present: Commissioners Electra Janis and Larry Maggi;Treasurer Tom Flickinger; Controller Heather Sheader and Deputy Controller Brittany Mosco. Also present were: Solicitor Gary Sweat; Chief of Staff Daryl Price; Chief Clerk Cynthia Griffin and Administrative Assistant Debbie Corson; Director of Finance Adam Petris;Executive Secretaries Casey Grealish and Randi Marodi;Marquette Associates representatives Lee Martin,Ph.D. and Brad Hampton. Ms.Janis, chairing the meeting in the absence of Mr. Sherman, called the meeting to order at approximately 2:30 p.m. on Thursday, November 7, 2024. APPROVAL OF MINUTES Ms.Janis requested a motion to approve meeting Minute No. 295, dated August 15, 2024. The motion was moved by Mr. Maggi and seconded by Ms. Sheader approving the above- mentioned minutes,as written. Roll call vote taken: Ms. Sheader—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. PUBLIC COMMENT None. TREASURER'S REPORT Mr. Flickinger made a motion to accept the presented reconciliations of August 2024 to September 2024 and Mr. Maggi seconded it. Roll call vote taken: Ms. Sheader—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. PUBLIC COMMENT None. RETIREMENT ALLOWANCE REPORT Bank Balance as of August 1, 2024 $195,760.85 Deposits to Checking Account $5,289.96 Transfers In -0- ACH Credit $289,665.62 Other Credits $2,107,456.27 Less: Cancelled Checks ($239,526.35) Less: Other Debits -0- Less:ACH Debits ($1,016,344.20) Bank Balance as of August 31, 2024 $199,522.40 Transfers to Mutual Funds ($10,149.65) Less: Outstanding Checks ($164,581.06) Less: Retirement Check Run ($24,791.69) Reconciled Balance as of August 31, 2024 -0- Bank Balance as of September 1, 2024 $199,522.40 Deposits to Checking Account -0- Transfers In -0- ACH Credit $289,278.76 Other Credits $943,276.21 Less: Cancelled Checks ($291,707.13) Less: Other Debits -0- Less:ACH Debits ($1,012,047.82) Funds Transfers Out -0- Bank Balance as of September 30, 2024 $128,322.42 Transfers to Mutual Funds -0- Less: Outstanding Checks ($102,741.05) Less: Retirement Check Run ($25,581.37) Reconciled Balance as of September 30, 2024 -0- REQUISITIONS Ms. Sheader made a motion to approve the requisitions for the months of August 2024 through September 2024. Motion was seconded by Mr. Maggi. Roll call vote taken: Ms. Sheader—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. DISTRIBUTIONS AUGUST 2024 Check Payee Amount 3482 J'Taya Pirl $1,279.24 3483 Antonio Vallejo $4,780.93 3484 William Bryner $2,366.36 3485 Sebastian Lauver $3,303.24 3487 Richard Herilla $10,103.96 3488 Stephanie Kober $896.83 3489 Gordon Edwards $867.51 3490 Sydney Williams $14,923.81 3491 Kristian Lee $7,367.56 3492 Joelle McWreath $8,819.20 3493 Melissa Aberegg $55,843.39 3494 Nicholas Ivaska $203.09 3495 Abrianna Scenna $1,989.11 3496 Karlie Ighnat $12,091.67 3497 Donna Muggar $43,758.14 3498 Washington County Cash Disbursement Account $47,516.99 Transfer: PNC Bank $99,054.57 Transfer: Washington Co. Retirement Acct. $93%084.77 Total September 2024 Distributions $1,254,250.37 SEPTEMBER 2024 Check Payee Amount 3499 Sharon Leadbitter $20.18 3500 Gilbert Leadbitter $20.18 3501 Angelia Geho $17,415.74 3502 Ian Evans $2,294.80 3503 William Brandt $6,117.62 3504 Isabella Curran $546.27 3505 Bailee Seaman $3,722.85 3506 Jared Jenkins $73,650.35 3507 Capital Bank&Trust as trustee of IRA of Betsy Chrzastek Squires $17,191.39 3508 Washington County Regular Payroll Escrow Account $23,994.26 3509 Washington County Cash Disbursement Account $57,628.67 Transfer: PNC Bank $91,160.64 Transfer: Washington Co. Retirement Acct. $944,081.98 Total September 2024 Distributions $1,237,844.93 OLD BUSINESS None. NEW BUSINESS Ms. Sheader presented a cost-of-living adjustment for the retirees to the board stating it was required to be reviewed once every three years. Ms. Sheatler stated that if the board were to move forward with the increase, the amount needed would be approximately$4 million and the increase would take effect January 1, 2025. Ms. Sheader advised that the last approved increase was made prior to 2002. Discussion followed. No motion was made to approve a cost-of-living increase. Ms. Sheatler presented to the board a 3 percent fee increase of$89/per month for the services of contractors Korn Ferry. The increase would be effective January 1,2025. Ms.Janis made a motion to approve the fee increase of$89/per month for Korn Ferry effective January 1, 2025. Motion was seconded by Mr. Maggi. No discussion followed. Roll call vote taken: Ms. Sheatler—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. Ms. Sheatler moved to present the board with the 2024 Charitable Contribution distribution from Marquette Associates. She asked the board if they wanted to choose one recipient of$1,000, as a group, or if each board member would like to choose their own$200 recipient. Mr. Maggi made a motion to have each board member individually choose their own recipient for the 2024 Charitable Contribution distribution. Discussion followed;Lee Martin from Marquette Associates advised that his company matches the contribution, and that he personally matches, as well. The board agreed they had done individual matching in the past. Roll call vote taken: Ms. Sheader—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. PORTFOLIO PRESENTATION Lee Martin&Brad Hampton—Marquette Associates Brad Hampton began by presenting an update on the U.S economy. Mr. Hampton stated that the update he had was dated back to September 30, 2024,but with recent election results there had been some enthusiasm in the markets. Mr. Hampton noted that the county had another strong performance in the third quarter with a 6.2 percent return from the US equity markets. In July and August 2024,big tech companies started to take a step back and there was a broadening out in the markets where small caps did well along with bank stocks, on the expectation of rate cuts. Mr. Hampton pointed out that it quickly reversed in September 2024,when there was a rate cut of 50 basis points and the large cap tech stocks made a significant comeback. Mr. Hampton added that the US dollar strengthened quite a bit since the election, along with a big jump in the stock market.This was due to early election decisions and expectations that lowered regulation and tax cuts would be a tailwind for equities in the short term. Mr. Hampton continued saying there was also a spike in interest rates for the third quarter. The Fed did meet and cut interest rates by another 25 basis points,which did influence borrowing costs.The longer dated treasury yields, 10, 20 and 30 years are started to climb,in part because of anticipated tax cuts with the new administration,which could lead to higher rates in the long term. The incoming administration would influence tariffs, as well. Mr. Hampton explained that higher inflation may come back with the new administration,which could cause higher interest rates. This, he said, could have an effect on real estate prices, as well. He added that what was working post- election were equities,growth stocks and US small cap stocks. Mr. Hampton added that tariffs could be good for US small cap companies as 90 percent of their revenue would be within the US. Small caps stocks had a 6 percent jump after election results were in. Mr. Hampton concluded his portion of the presentation by stating that there were a lot of moving parts moving toward the end of the year, but things look good post-election. Lee Martin presented the Retirement Fund's Portfolio 2024 third quarter overview. As of September 30, 2024, the fund was valued at approximately$224.8 million with a second quarter net gain of 4.7 percent ($10.3 million gain). He said the positive attribution for the quarter was from small and mid-cap equity,low volatility equity, and infrastructure. The negative attributions for the quarter were from emerging markets equity, defensive equity and the use of a public benchmark for private equity. Mr. Martin added that the fund gained$33.1 million over the last three years with a gross return of 5.9 percent. He stated that the county was in the top 18 percent of the InvestMetrics US DB plan universe. He noted that they were seeing overall low investment management fees of 0.42 percent compared to the national average for defined benefit plans. Mr. Martin moved on to review the Asset Allocation Report,highlighting that real estate is currently at 1.0 percent below target within the portfolio, significantly lower than the average of other funds,which could help minimize negative real estate issues in the near future. Looking forward to 2025,Marquette Associates will consider allocating back to real estate, as expected transaction activity increases. Mr. Martin touched on cash flows,pointing out that the Clarion Lion Properties Fund,TA Realty Core Property Fund,Hancock Timberland, and Farmland Fund brought in approximately $458,000 during the quarter,which are all assets used to help pay benefits. Mr. Martin continued with a look at the asset allocations. Mr. Martin advised that Marquette Associates recommends turning back on the real estate dividend reinvestment at some point in 2025 so the allocation can grow back to its IPS target of 5 percent. Mr. Martin suggested the county turn off the dividend reinvestment on private credit, as it had done so well it had become over allocated. The county could use the dividends from private credit to pay benefits moving forward. Mr. Martin wrapped up the presentation with a look at the OPEB Fund's Portfolio overview as of the 2024 third quarter. As of September 30, 2024, the Fund was valued at approximately$28.6 million with a third quarter net gain of$1.6 million. He also stated the positive attributions for the quarter were from small and mid-cap equity,value and small cap equity, and infrastructure. The negative attributions for the quarter were from growth equity, defensive equity, and short-term credit as rates declined. Mr. Martin added that the fund gained$4.7 million over the last three years with a gross return of 6.5 percent. He stated the county was in the top 7 percent of all DB plans over that period. Currently, he noted, the county is seeing very low investment management fees of 0.34 percent. Mr. Martin presented the board with an addendum to the OPEB Fund to change the current real estate allocations from 10 percent to 7 percent, adding 1 percent allocation to domestic equities and adding 2 percent allocations to fixed income,while changing the fixed income benchmark from Bloomberg US intermediate government/credit bond index to Bloomberg US aggregate bond index. Mr. Maggi made a motion to approve the addendum to the OPEB Fund. Motion was seconded by Mr. Flickinger. No discussion followed. Roll call vote taken: Ms. Sheatler—Yes;Mr. Flickinger—Yes;Mr. Maggi—Yes;Ms.Janis—Yes Motion passed unanimously. There being no further business,Ms.Janis declared the meeting adjourned at approximately 3:15 p.m. THE FOREGOING MINUTES SUBMITTED FOR APPROVAL: 2025 ATTEST: CONTROLLER